Incept Credit & Loan Origination, by Antero Software

Lightning fast loan & credit origination, tailored to your business, not ours.
Australia’s most modern, highly powered origination platform.

Our feature-rich origination platform includes:

Rapid decisioning &
straight through processing

Automated instant approvals against your own lending criteria

Agent dashboard for step by
step approvals

Fully white labelled origination software – customised UX for your brand & product workflows

Extensible credit matrix & finance calculator

Automated asset valuations
and verification

Credit bureau integrations
with Equifax, Illion

Broker & Customer portals

Integrates with any third party who expose an API

Customisable and auditable processing checklists

Document management
and requests

Fully featured AML / CTF, KYC

Fully white labelled origination –
customised UX for your
brand & product workflows

Speed up straight-through loan origination and credit decisioning with handcrafted workflows that fit your business. Our origination software is purpose deployed for you with white labeled product workflows that match your branding and business, so your brand is front and centre for your customers and brokers.

Know Your Customer

Onboard new consumer and business customers, automatically processing KYC requirements through interactive workflows which incorporate real-time data gathering from third party sources such as GreenID, Australian Business Register and more.

Credit control, delegated
lending authority

Industry leading credit control power with Delegated Lending Authority (DLA), autonomous bureau connectivity for credit scores, adverse credit flags, beneficial ownership + more.

Credit Matrix &
Finance Calculator

Our built in calculators handle all the heavy lifting when processing financial transactions – including loans in arrears or advance, balloon payments, amortisation, document, processing and broker fees.

Our powerful Credit Matrix can support any complex lending policy you can throw at it including variable interests based on loan parameters. Adapt to changing credit conditions by rapidly tailoring thresholds and parameters to price for risk.

Audit & Compliance

The Incept origination software utilises a robust roles and permissions framework grants access to data for those who need it and field level auditing makes traceability of changes to applications readily available.

Seamless integrations with leading platforms

Want to know more?

We are continually reviewing the range of integrations supported by using customer insights to help guide our hand. As part of the onboarding process we will discuss with you if we need to integrate with any systems that you own or utilise. After a short assessment, this integration will simply become part of your setup phase.